Rental Investment Loans

DSCR Loans (Debt Service Coverage Loan)

The Fast & Reliable Solution to Growing your Rental Portfolio

multifamily bridge loan

DSCR Loans Up To 80% LTV

Rental Investment Loan Program

A “Rental Investment” loan is a long-term loan used to purchase or refinance property with the intent to hold it for at least 3+ years in order to profit from the cash flow from the property and future appreciation. A Rental Investment loan is a great fit in the following situations:

At, our fix and flip and fix to rent loans close very quickly…as little as 5 days!

Our fix and flip loans and fix to rent investment real estate loans do not require personal income verification and very little documentation!

At Hard Money Loan Lender, our rental investment loans close quickly…even in as little as 10-14 days at rates starting at 5.50%!

Our Rental Investment loans require no personal income verification and very little documentation!

DSCR Rental Loans allow for up to 80% Loan To Value. .DSCR Loans for purchase, refinance and cash out refinance.

Program Summary

Loan Amount:$95,000 – $5 Million
Term Length:30 years
Max LTV:80% 
Amortization:30 Year Fixed and 3, 5, 7, 10 Year Interest Only Options
Interest Rate:Starting at 5.50%
Min. Credit Requirement:600 FICO
Closing Time:14 Days
Loan Use:Purchase, Refinance, or Cash out 

Pro's About Rental Investment Loans:

What Do I Need To Qualify?

Eligible Properties for Rental Investment Loans
DSCR Loans

Single Family

Single Family is classified as one to four-unit residential use dwellings including condominium, P.U.D., townhomes, duplex’s, triplex’s, and quadplex’s. At Hard Money Loan Lender, we will lend to real estate investors and entities looking to purchase, refinance, fix & flip, or buy to rent from $75,000+.


Multi-family is a classification of housing where multiple units (5+) for residential use are contained within one or more buildings within one community or complex. At Hard Money Loan Lender, we will lend to real estate investors looking to purchase or refinance multi-family properties with loan amounts of $250,000+.

Required Documents for Closing

Is a Hard Money Loan Right For Me?

Need to close fast? Hard Money Loans are a great fit!

Benefits of our Rental Investment Loans:

Rental Investment Loans, DSCR Loans, Cash Out Refinance!

Approval Process

Close in as little as 3-7 Days with 5 easy steps!



Submit Loan Request



Upload Documents & Accept LOI



Valuation & Title Ordered



Final Legal Review